Unlocking growth through

smart instalments

Cocoon powers growth for our merchant partners through smart instalment payments, built on Open Banking technology.
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Our Story

At Cocoon, we help businesses provide smart instalment plans to their customers. We've combined tech, product and risk expertise to bring an innovative product to market that delivers results for our partners.

Our Mission

Cocoon was started with a simple mission in mind: use technology to open up interest-free instalment payments to more consumers, both increasing financial inclusion and growing revenues for our merchant partners.


Cocoon is built around Open Banking technology that has only recently been available. This technology provides new sources of data for superior decisions, automation and new opportunities for growth.

Rubber Gloves

We help healthcare companies offer smart instalments to their customers, enabling them to optimise for growth or reducing costs in offering instalments.




Our innovative platform enables our merchant partners to manage their acceptance criteria, maximise their revenue and optimise for their business model. We give you all the tools to do this, all underpinned by Open Banking technology and data.


Cocoon's platform enables businesses to automate their customer's instalment payment plans - from deciding what customers to accept through to managing the payments. This gives more time to focus on growing your business and serving your customers.


For more information please call 020 3488 5682 or complete the form below and our product sales team will be in touch